Financing an
ADU is hard.
With Backyard
it’s easy.
- APRs as low as 6.5%
- No payments or
interest for 6 months - As little as no money down
- No need to touch your
existing mortgage
Designed for Backyard.
Only at Samara.
What you could pay:*
Samara
$1,896/mo
for 30 years
for 30 years
Financing for Backyard
- 6.5% APR
- 30½ year term
- $0/mo for 6 months
Other ADU financing
$2,796/mo
for 20 years
for 20 years
Home equity loan
- 9.5% APR
- 20 year term
*
Rates displayed for a second mortgage assuming $300,000 Backyard purchase price with no downpayment. Available rates, terms, and product offerings will be based on your unique financial situation.
It can be painful to finance an ADU. That’s why we created Financing for Backyard, with lower rates and more flexible terms than your typical second mortgage.
Get rates as low as the average first mortgage, significantly lower than most second mortgages.
No payments and no interest for the first six months while you’re waiting for permits.
Finance up to 100% of Backyard, including the cost of installation and closing costs.
Available for your primary residence, second home, or investment property.
No refinancing necessary, fewer fees, and no prepayment penalties.
Designed for Backyard. Only at Samara.
How it stacks up
Samara
Borrow up to 100% of project cost*- No refinancing
- No inspections
- No payments or interest for 6 months
- Fully values ADU in post-installation property estimate
Construction loan
Borrow up to 100% of project cost*
No refinancing- No inspections
- No payments or interest for 6 months
- Fully values ADU in post-installation property estimate
Home equity line of credit
- Borrow up to 100% of project cost*
- No refinancing
- No inspections
- No payments or interest for 6 months
- Fully values ADU in post-installation property estimate
Financing for
Backyard
Backyard
Construction
loan
loan
Home equity
line of credit
line of credit
Home
equity loan
equity loan
Cash out
refinance
refinance
Borrow up to 100% of project cost*
No refinancing
No inspections
No payments or interest for 6 months
Fully values ADU in post-installation property estimate
* Eligible applicants can borrow up to 85% of their post-installation property estimate
Make Backyard yours.
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